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0% APR for up to 12 Months
0% APR | 12 Months

Buy Now, Pay Later

Affirm branded image showing rates start at 0% APR

About Affirm

Affirm is dedicated to changing the way consumer finance works. They build honest financial products that help people prosper. Affirm’s mission is
to deliver honest financial products that improve lives. By building a new kind of payment network — one based on trust and transparency.

Make 4 interest-free payments with Affirm. Terms Apply*

Say yes with confidence, knowing you'll never pay a penny more than the purchase price.

Affirm logo in partnership with West Coast Saunas

Transparent

Affirm tells you up front the total amount you'll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won't charge you late fees or penalties of any kind, ever.

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s customer Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com

Disclosure

Rates from 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

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